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Service Charges

ATM Charges

REVISION IN THE RATE OF ATM CHARGES WITH EFFECT FROM 01.09.2025 .

Charges for ATM Card and Transactions:

ParticularsRevised (Amt in RS.)

ATM Annual fee

200 plus GST

Reissue ATM Card

200 plus GST

Reissue ATM PIN

From ATM (green pin)

Free

From Mobile APP (MogaVision)

Free

From Branch

100 plus GST

Trasactions more than 5 on any other Bank’s ATM

Transactions upto 5 (including financial and non-financial)

Free

For financial

21 plus GST

For non-financial

10 plus GST
Other ChargesRevised (Amt in RS.)

NEFT

Upto Rs. 10,000

Free

Above Rs. 10,000- upto Rs.50,000

Rs. 2 Plus GST

Above Rs. 50,000 – upto Rs. 2 Lakhs

Rs. 10 plus GST

Above Rs. 2 Lakhs

Rs. 20 plus GST

RTGS

Above Rs. 2 Lakhs – Rs. 5 Lakhs

Rs. 25 plus GST

Above Rs. 5 Lakhs

Rs. 50 plus GST

IMPS

Upto Rs. 1000

Free

Rs. 1001 – Upto Rs. 50000

Rs. 2 plus GST

Above Rs. 50001

Rs. 10 plus GST

SMS

Rs. 0.20 per SMS to registered mobile number

Chequebook

Rs. 4 per leaf (Savings -1st 30 leaves FREE & Current – 1st 25 Leaves FREE)

Minimum Balance Charges

A. Average balance of Rs. 1000 (Savings A/C) and Rs. 3000 (Current A/C) per day with chequebook & or ATM facility.

B. Average balance of Rs. 500/- per day without chequebook & ATM facility.

C. The minimum balance charges will be levied @5% on shortfall balance on an average basis minimum of Rs.10/- + applicable GST.

For More Information Please go to Customer Desk -> Downloads->Revision in service charges excluding GST w.e.f 01.09.2025