Step 1:
Grievance Received from Customer: This is the starting point of the grievance handling process.
Step 2: Receival Methods
Modes of Receipt: Grievances can be received through various channels, including:
Online Form: Click here!
Physical Complaint Letter: Submitted at a bank branch.
RBI Ombudsman CMS Portal: Formal complaints lodged through the Reserve Bank of India’s portal.
Other Modes: Including phone or email communications.
Step 3: Internal Routing
Internal Routing: Received grievances are systematically directed to the appropriate department for further action.
Forwarded to Respective Branch/Department: Based on the nature of the grievance, it is directed to the specific branch or department best equipped to address the issue.
Forwarded to Customer Grievance Cell: Complaints are channeled to the Grievance Cell, which is handled by the Nodal Officer.
Step 4: Resolution
Resolution Provided to Grievance: This final step signifies that the grievance has been addressed and a resolution has been provided to the customer.
1. Fraud Detection
Unauthorized transaction identified (ATM, ECOM and POS).
2. Immediate Block (Self-Action)
Digital: Use the Mobile App or Internet Banking to instantly Block/Hotlist your card.
Phone: Call Customer Care at 022-62664100 (24×7) to report and freeze services.
3. Report to Authorities
Dial 1930 (National Cyber Crime Helpline).
Register the incident at www.cybercrime.gov.in.
4. Acknowledgement
Save the Acknowledgement Number generated by the portal.
5. Investigation
The Cyber Cell/Police begins investigation. Maintain the reference number for all future coordination with the NCRP portal.